Settle in Australia

What do I need to start work?

Before you start work or at the start of a job, there are a few things of which you should be aware.

Bank account

In most cases you need a bank account to receive your pay.

Tax File Number (TFN)

This is most important. You need a TFN for your tax file number declaration.

TFN Declaration

You must complete a TFN declaration for each employer for whom you work. Your employer calculates the tax rate you pay with information you provide on this form. If you do not give your TFN, you will pay the maximum rate of tax. Your employer will give you a TFN declaration to complete.

Occupational health, safety and welfare

Employers have a duty to protect your health and safety in the work place. When you start a new job, your employer must give you instruction, training and supervision on health and safety matters. Depending on the job you have, your employer will supply you with safety clothing and equipment.

Taxation

You pay income tax on all money that you earn. Your employer takes tax out of all employees pay and sends it to the tax office. At the end of the financial year (30 th June), you receive a statement showing your total pay for the year and the tax paid by you. You use this statement for your tax return.

Superannuation

This is a special savings system to save money for your older age, when you no longer work. Your employer must contribute to your superannuation as part of your pay. You can choose to contribute to any fund approved by the government. If you already have a superannuation savings fund overseas, there is important information that you can find out about from the tax office.

For more information on these topics
See:
What to do Soon After You Arrive in Australia
Bank Account
Tax File Number
Occupational health, safety and welfare
Australian Taxation Office
Super Decisions
Tax treatment of payments from overseas superannuation funds from 1 July 2004